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The "Digital Dividend": MTN Ghana Rewards Shareholders with GHS6.4 Billion Amid Record Growth

The "Digital Dividend": MTN Ghana Rewards Shareholders with GHS6.4 Billion Amid Record Growth

At its 7th Annual General Meeting (AGM) held on Tuesday, March 24, 2026, Scancom PLC (MTN Ghana) announced a staggering final dividend of 40 pesewas per share. Coupled with the 8-pesewa interim dividend paid in late 2025, this brings the full-year payout to 48 pesewas, a massive 57.4% increase over the previous year.

The board, led by Dr. Ishmael Yamson, attributed this performance to a robust economic rebound in Ghana and a "strategic pivot" toward data and fintech services that saw profits after tax soar to GHS7.8 billion.

 


1. Financial Performance Breakdown

MTN Ghana’s 2025 fiscal year was defined by high-velocity growth across its entire service portfolio. While traditional voice revenue remains a steady contributor, the "Digital and Fintech" segments have become the company's primary growth engines.

 

Service Segment 2025 Revenue (GHS) Year-on-Year (YoY) Growth
Data Services 13.4 Billion +48.8%
Mobile Money (MoMo) 6.0 Billion +35.7%
Voice Services 3.8 Billion +7.8%
Digital Services 479.0 Million +109.9%
Total Service Revenue 24.4 Billion +36.2%

2. The "Fintech Pivot": Structural Separation & Merger

CEO Stephen Blewett confirmed that the company is finalizing the structural separation of its fintech business to comply with the Payment Systems and Services Act, 2019 (Act 987).

 

  • The Merger: Shareholders officially approved the merger between Mobile Money Limited and Mobile Money Fintech Limited in December 2025.

     

  • The Goal: This creates a standalone, well-capitalized fintech entity under the MTN umbrella, ensuring regulatory compliance and setting the stage for future independent innovation.

     

  • Operational Impact: While the backend structure changes, the "MTN MoMo" brand and customer experience remain unaffected.

     


3. Investing in the "Network of the Future"

Despite rising operational costs (up 26.5% to GHS9.8 billion), the company maintained an aggressive capital expenditure (capex) strategy to future-proof its infrastructure.

Key Infrastructure Milestones:

  • GHS4.6 Billion Investment: Dedicated to network quality, capacity expansion, and IT system upgrades.

     

  • 4G Dominance: Maintained 99.2% 4G population coverage across Ghana.

     

  • 2026 Outlook: Plans to construct 500 new sites this year to further enhance rural connectivity and service quality.

     


4. Shareholder and Social Value

As of the end of 2025, MTN Ghana’s shareholder base remains one of the largest on the Ghana Stock Exchange, with over 126,000 shareholders.

Shareholder Metric 2025 Data Comparison to 2024
Total Dividend 48 Pesewas +57.4%
Profit After Tax GHS7.8 Billion +55.9%
Taxes Paid GHS10.5 Billion +22.1%
Shares Traded 379.9 Million -58.7% (Lower Liquidity)

The Bottom Line

MTN Ghana has successfully concluded its "Ambition 2025" strategy, transitioning from a traditional telecom provider to a leading digital platform company. By returning GHS6.4 billion to shareholders and investing nearly as much back into the network, the company is positioning itself as the backbone of Ghana’s digital transformation. As Dr. Yamson noted, the "strong performance" of 2025 is just the foundation for the next cycle of growth.

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